WORK EXPERIENCE INSURANCE
December 1999
WORK EXPERIENCE INSURANCE
An interesting matter bought to my attention recently involved a constituent
wishing to gain voluntary work experience with local businesses for their child.
Local businesses were approached and asked if they could offer work experience.
This training aids the younger generation in gaining valuable practical
understanding during their pursuit of gaining employment, as well as assisting
businesses in yielding prospective future employees.
In my constituents case, the business owners were only too happy to offer this
valuable "hands-on" experience, however due to the lack of insurance cover were
unable to oblige.
Many of us are fully aware that experience is advantageous, both with businesses
employing and with people seeking employment, however the "catch-22" prevails.
I believe everyone acknowledges the potential risks, particularly with unskilled
workers and many understand that the benefits outweigh the risks. Therefore
people have tried to obtain personal insurance, but most businesses and private
individuals have been lead to believe that there are no such policies.
Upon making enquiries through WorkCover and other agencies, I have information
to hand that such cover is available. Due to the complex nature and varied
classifications of differing occupations, the policies are dependent upon the
type of activity involved. Thereby, being adaptable to the various work
experience programs according to the needs of businesses and participants.
There are different policies available; for example cover exists according to
number of days (such as 15 or 30 days) worked within a 12 month period. In this
instance a diary of days work must be kept. In addition, block periods of 3 or 6
months are available, but have to be used consecutively.
I understand that work experience undertaken as part of educational programs is
suitably and appropriately covered.
I trust this information is beneficial to those interested in participating in
this type of exercise. Please do not hesitate to contact my office for further
details.
As 1999 draws to a close, Rhonda and I, together with my staff, Karen and
Bronwyn, would like to wish you a happy and holy Christmas and trust that we
will all be blessed with health and happiness in the new millennium. Please
remember to drive safely over the festive season.